Payment Gateway Wiki
The second key difference is contractual. Should the transaction not be authorised, keep the customer in the loop. The original transaction (template for recurrent payment) or any other following transaction is subject to a chargeback or other dispute initiated by the customer’s card issuer. Offer an alternative payment – one of them is a standard card payment (redirect to the gateway, use a new card). “One click payment” is the most convenient payment on the mobile and solves one of the largest problems of m-commerce – cumbersome payments. This transaction is a standard payment transaction (customer is redirected to the gateway, enters card details, completes the 3D-Secure authentication and the transaction is then authorised) and will be stored by the payment gateway as template for recurrent payment. Apart from the situation when the card expires, there are also other cases that result in the inability to execute further recurring transactions. Always tailor this explanation. The original transaction (template for recurrent payment) or any other following transaction is subject to a chargeback or other dispute initiated by the customer’s card issuer. recall the consent) on merchant’s e-shop pages. Customer does not leave the shop. You also need to secure your shop, i.e. However, the customer can ask her/his card issuer to stop the recurring. Best practices for recurrent payments Always get the customer’s consent with the recurrent payment before the transaction, not afterwards. While the option of remembered cards is active automatically for all merchants, the recurrent payment is activated by ČSOB on a case-by-case basis. customer initiated recurring payment, but the transaction was later refunded as she/he returned the goods). On the other hand the transaction with remembered card is processed on the gateway. This transaction is a standard payment transaction (customer is redirected to the gateway, enters card details, completes the 3D-Secure authentication and the transaction is then authorised) and will be stored by the payment gateway as template for recurrent payment. The original transaction (template for recurrent payment) has not been completely authorised, cleared and settled (e.g. Value of recurrent payment is different for quick food delivery than when selling computers. In order to establish the recurrent payment for the customer, you need to tell this to the gateway when initiating the payment.
Payment Gateway Wiki
However, the customer can ask her/his card issuer to stop the recurring. The cardholder asked his/her card issuer not to honour any recurrent payments initiated by the merchant. Difference between the recurrent payment and card remembered on the gateway The recurring payment is processed without the need for the customer to enter CVC and pass 3D-Secure authentication again. Best practices for recurrent payments Always get the customer’s consent with the recurrent payment before the transaction, not afterwards. The second key difference is contractual. Value of recurrent payment is different for quick food delivery than when selling computers. No transaction based on the template for recurrent payment has been performed in the past 12 months. The cardholder asked his/her card issuer not to honour any recurrent payments initiated by the merchant.
Recurrent payment Ondřej Zaoral edited this page Dec 6, 2015 · 3 revisions Pages 25 Home Association & 3D Secure Acceptance Marks Credit Cards for Testing eAPI 1.5 eAPI 1.5 EN eAPI v1 (English version) eAPI v1 CZ FAQ: Features and Commercial Issues How to Switch to the Live Environment Interactions between the Customer and the Gateway in the most typical Situations Loga asociací a 3D Secure Logo obchodníka Merchant logo personalization Migration from GP Webpay Opakovaná platba Přechod do produkčního prostředí Přechod z již používané platební brány GP Webpay Recurrent payment Setting the colour scheme Stavy platební brány a komunikace s klientem (plátcem) Technical FAQ Testovací karty Změna barevného schématu brány Časté funkční a komerční dotazy Časté technické dotazy Show 10 more pages… Česky 1. Difference between the recurrent payment and card remembered on the gateway The recurring payment is processed without the need for the customer to enter CVC and pass 3D-Secure authentication again. Merchant duties for recurrent payment execution When starting the recurrent payment (i.e. When making the first payment, the customer agrees to have her/his card saved on the payment gateway (usually in a form of a checkbox that says “save my card for next purchases”). Časté dotazy (FAQ) Funkční a komerční dotazy Technické dotazy Stavy platební brány a komunikace s klientem English 1. Watch 21 Star 27 Fork 6 csob/paymentgateway Code Issues 34 Pull requests 2 Wiki Pulse Graphs Recurrent payment Ondřej Zaoral edited this page Dec 6, 2015 · 3 revisions Pages 25 Home Association & 3D Secure Acceptance Marks Credit Cards for Testing eAPI 1.5 eAPI 1.5 EN eAPI v1 (English version) eAPI v1 CZ FAQ: Features and Commercial Issues How to Switch to the Live Environment Interactions between the Customer and the Gateway in the most typical Situations Loga asociací a 3D Secure Logo obchodníka Merchant logo personalization Migration from GP Webpay Opakovaná platba Přechod do produkčního prostředí Přechod z již používané platební brány GP Webpay Recurrent payment Setting the colour scheme Stavy platební brány a komunikace s klientem (plátcem) Technical FAQ Testovací karty Změna barevného schématu brány Časté funkční a komerční dotazy Časté technické dotazy Show 10 more pages… Česky 1. “One click payment” is the most convenient payment on the mobile and solves one of the largest problems of m-commerce – cumbersome payments.
Payment Gateway Wiki
When making the first payment, the customer agrees to have her/his card saved on the payment gateway (usually in a form of a checkbox that says “save my card for next purchases”). Gateway Integration eAPI v1 eAPI v1.5 Recurrent payment Credit Cards for Testing Association & 3D-Secure Acceptance Marks Setting the colour scheme Merchant logo personalization How to Switch to the Live Environment Migration from GP Webpay 2. customer initiated recurring payment, but the transaction was later refunded as she/he returned the goods). When does the ability to call recurrent payments end, or is cancelled? Your customer can not cancel the recurring payment (i.e. It only simplifies payments for customers by showing them cards they used in previous purchases on the gateway. In order to establish the recurrent payment for the customer, you need to tell this to the gateway when initiating the payment. Gateway Integration eAPI v1 eAPI v1.5 Recurrent payment Credit Cards for Testing Association & 3D-Secure Acceptance Marks Setting the colour scheme Merchant logo personalization How to Switch to the Live Environment Migration from GP Webpay 2. Frequently asked Questions Features and Commercial Issues Technical questions Gateway – Customer Interactions Clone this wiki locally Clone in Desktop How to you recurrent payment and what it is actually good for Your returning customers can pay on “one click” with recurrent payment. There is no need to enter the card number and expiration date again, but the CVC needs to be entered and 3D-Secure authentication needs to be completed. When the recurrent payment is not authorised, explain the situation and offer alternative. creating the template for recurrent payment), the merchant needs to obtain customer consent (usually in a form of a checkbox that says “save my card for next purchases”). Offer an alternative payment – one of them is a standard card payment (redirect to the gateway, use a new card). And there is one more reason. Always tailor this explanation. The subsequent transactions are way easier to pay – the customer just selects the “saved card” as payment option and the shop system executes the transaction call to the payment gateway – using the template for recurrent payment, without redirecting the customer. Časté dotazy (FAQ) Funkční a komerční dotazy Technické dotazy Stavy platební brány a komunikace s klientem English 1. Explain the customer value of the recurrent payment and explain that card data is saved with the bank, not your shop. use SSL for all communication between the customer and the shop (not only on the checkout pages). use SSL for all communication between the customer and the shop (not only on the checkout pages). The value of the recurrent payment in the mobile channel is even higher than on desktop. It only simplifies payments for customers by showing them cards they used in previous purchases on the gateway. Use recurrent payment actively on mobile webs and in apps. The value of the recurrent payment in the mobile channel is even higher than on desktop. Apart from the situation when the card expires, there are also other cases that result in the inability to execute further recurring transactions. While the option of remembered cards is active automatically for all merchants, the recurrent payment is activated by ČSOB on a case-by-case basis. No transaction based on the template for recurrent payment has been performed in the past 12 months. And there is one more reason. Should the transaction not be authorised, keep the customer in the loop. Frequently asked Questions Features and Commercial Issues Technical questions Gateway – Customer Interactions Clone this wiki locally Clone in Desktop How to you recurrent payment and what it is actually good for Your returning customers can pay on “one click” with recurrent payment. Customer does not leave the shop. On the other hand the transaction with remembered card is processed on the gateway. Integrace platební brány a e-shopu eAPI v1 eAPI v1.5 Opakovaná platba Testovací karty Loga asociací a 3D-Secure Nastavení vlastního barevného schématu Logo obchodníka Návod na přechod do produkčního prostředí Přechod z brány GP Webpay 2. There is no need to enter the card number and expiration date again, but the CVC needs to be entered and 3D-Secure authentication needs to be completed. As soon as the transaction is authorised, the customer is informed about successful payment in the last step of the merchant’s checkout.
Payment Gateway Wiki
The original transaction (template for recurrent payment) has not been completely authorised, cleared and settled (e.g. Merchant duties for recurrent payment execution When starting the recurrent payment (i.e. The subsequent transactions are way easier to pay – the customer just selects the “saved card” as payment option and the shop system executes the transaction call to the payment gateway – using the template for recurrent payment, without redirecting the customer. Use recurrent payment actively on mobile webs and in apps. creating the template for recurrent payment), the merchant needs to obtain customer consent (usually in a form of a checkbox that says “save my card for next purchases”). recall the consent) on merchant’s e-shop pages. Your client’s focus on shopping with you is stronger before the payment than after the payment (when everything is done). Your client’s focus on shopping with you is stronger before the payment than after the payment (when everything is done). As soon as the transaction is authorised, the customer is informed about successful payment in the last step of the merchant’s checkout. When the recurrent payment is not authorised, explain the situation and offer alternative. Explain what happened and what the causes might be. Explain what happened and what the causes might be. Explain the customer value of the recurrent payment and explain that card data is saved with the bank, not your shop. Integrace platební brány a e-shopu eAPI v1 eAPI v1.5 Opakovaná platba Testovací karty Loga asociací a 3D-Secure Nastavení vlastního barevného schématu Logo obchodníka Návod na přechod do produkčního prostředí Přechod z brány GP Webpay 2. When does the ability to call recurrent payments end, or is cancelled? Your customer can not cancel the recurring payment (i.e. You also need to secure your shop, i.e.